Documents that get rejected
Apostilles issued by the wrong authority, or translations that don't meet the required format. You lose weeks, and sometimes an entire trip.
Residency consulting · Asunción, Paraguay
We don't just file your paperwork. We get you up and running in Paraguay.
Residency, cédula, tax ID and the step almost nobody solves: the bank account. One process in five stages, with a dashboard that shows you exactly where your case stands.
Client case filePY-2026-0418
In progress
- Assessment & categoryJul 14
- Apostilles & translationsAug 5
- Filed with MigrationAug 21
- Cédula & RUCIn progress
- Bank accountEst. Oct
Track record10+ years handling residency cases
LanguagesEnglish and Spanish
RegulationsUp to date with Resolution DNM 407/2026
ScopeFrom your application to your bank account
Why applications stall
The paperwork is rarely the problem. What comes after it is.
A residency case can stall at three different moments. The third costs the most, because it arrives when you think you're done.
Income not properly proven
Resolution 407/2026 tightened how financial solvency is verified. Proof that used to be enough may not be enough now.
No bank account
Without an account there's no tax residency, no formal lease and no utilities in your name. A cédula alone won't get you set up.
Our process
Five stages, each with a clear deliverable
They're the same five rows you'll see in your dashboard. Between signing and your bank account, there is no step you can't see.
- Stage 1
Assessment
We determine which of the twelve current categories fits your case, before you pay for a single apostille.
DeliverableWritten roadmap - Stage 2
Document file
We coordinate apostilles and translations from your home country and review every document before it's filed.
DeliverableValidated document file - Stage 3
Application
We file with Paraguay's National Directorate of Migration and follow your case until it's resolved.
DeliverableFiling receipt - Stage 4
Cédula & RUC
Your Paraguayan ID card, plus tax registration when your activity requires it.
DeliverableCédula and RUC - Stage 5
Bank account
We build your file to banking compliance standards and stay with you through account opening.
DeliverableComplete bank file
The difference
Residency ends with your cédula. Life in Paraguay starts at the bank.
We know from the inside the compliance criteria a Paraguayan bank applies to a foreign client: your profile, the source of your funds and the documents that back them up.
That's why your bank file isn't an afterthought. It starts in stage one, alongside your immigration paperwork.
Others introduce you to a bank. We build the file the bank needs to say yes.
| Aspect | Bank introduction | JF bank file |
|---|---|---|
| What you get | A contact or a meeting with a bank officer | A complete file, reviewed before it reaches the bank |
| Source of funds | You document it on your own | Documented the way the bank will assess it |
| When it starts | After your cédula | Stage 1, alongside your immigration file |
| How far it goes | Up to the introduction | Through account opening, or the bank's decision |
Opening an account is always the bank's decision. What we commit to is the file: complete, and built to compliance standards.
Fees
Published starting prices
We publish where each service starts. Your final fee depends on your category and how many people are included, and it's fixed in writing at the assessment.
Case assessment
Starting pointCase analysis, your category under Resolution 407/2026, and a written roadmap with documents and estimated timelines. Credited toward the full process if you hire us.
fromUS$ 320VAT not included
Residency, cédula & bank account
Full processApostille and translation coordination, your application with Migration, cédula, RUC and a bank compliance file, with support through account opening.
fromUS$ 2,900VAT not included
Company & investment
SUACECompany incorporation, an investment residency structure and the file for a corporate bank account.
fromUS$ 6,900VAT not included
Fees exclude government charges and apostille or translation costs in your home country.
Scope, in writing
Before your first payment, you receive a contract that details these three lists.
Included in our fee
- Management of all five stages
- Review of every document before filing
- Your bank compliance file
- Case dashboard
- Service in English and Spanish
Paid separately, at cost
- Government fees at Migration and the ID office
- Apostilles and translations in your home country
- Official translations in Paraguay, if required
- Travel and accommodation
Set out in the contract
- Estimated timeline for each stage
- What we do if Migration raises an observation
- What we do if a bank declines the account
- Refund terms
Institutional backing
Who you're signing with
Before you send a single document, you should know who is accountable for your case: the company, its office and the licensed professionals involved.
- Company
- JF Consulting Legal name & RUC
- Office
- Asunción, Paraguay Street address
- Legal counsel
- Partner law firm Name & bar number
- Notary
- Name & registry number
- Accounting
- Licensed accountant Name & license
- Office hours
- English and Spanish Hours (Paraguay time)
Cases
Cases without names: profile, obstacle, timeline
We publish how each case was solved. Never who the client is.
Case C-01Illustrative · replace
Retiree · Canada · 68
- Category
- Retirees
- Obstacle
- The pension had been documented with proof that didn't meet the new criteria.
- What we did
- We rebuilt the income documentation under Resolution 407/2026 before refiling.
To cédula3 months
Bank account active4 months
Case C-02Illustrative · replace
Family · United States · 4 people
- Category
- Self-employed and dependents
- Obstacle
- Birth certificates apostilled in another state, with translations that couldn't be used.
- What we did
- We coordinated reissue and translation before the trip. All four applications were filed the same day.
To cédula4 months
Bank account active5 months
Case C-03Illustrative · replace
Consultant · United Kingdom · 41
- Category
- Digital nomads
- Obstacle
- Foreign income without the documentation a bank requires to open an account.
- What we did
- We built the bank file in parallel with the application, plus RUC registration to invoice clients.
To cédula3 months
Bank account active5 months
Regulation watch
Every rule change, explained in time
Paraguay's residency rules changed in July 2026. A guide written a year ago can lead you to file the wrong documents.
-
Jul 6, 2026
Resolution DNM 407/2026 takes effect
Stricter verification of financial solvency, and applicants classified into twelve categories.
Read the guide -
12 categories
Which one fits your case?
ProfessionalsTechniciansEmployeesSelf-employedDigital nomadsProperty ownersShareholdersFarmersReligious workersRetireesDependentsStudentsSee requirements by category -
H1 2026
33,243 residency applications, up 62% on 2025
Source: official DNM link
FAQ
What to know before you hire us
Do I need to travel to Paraguay?
Yes. Filing the application and the biometrics for your cédula are done in person. We sequence the stages so you travel as few times as possible.
How long does it take?
It depends on your category and on your documents arriving complete and correct. At the assessment we give you a written estimate for each stage, and your dashboard updates as your case moves forward.
Do you guarantee the bank account?
No, and be wary of anyone who does: the decision belongs to each bank. What we do is deliver a file built to the criteria that bank uses to assess a foreign client, and stay with you until it responds.
What changed with Resolution 407/2026?
It has applied since July 6, 2026. It tightens the verification of financial solvency and classifies applicants into twelve categories.
What happens if Migration raises an observation on my case?
The terms are written into the contract before your first payment: what we cover, what we don't, and how we respond to an observation.
Contact
Tell us about your case
With a few details we'll tell you whether your case qualifies and what the next step is. We reply in your language, in your time zone.